Self-Funding 101: Smarter benefits, clearer costs.
Explore Guide

Self-Funded Medical Plans Made Easy for Employers Looking to Escape the Fully Insured Spin Cycle.

At Fox Everett, we understand the need for smaller and mid-sized employers to gain control of their runaway renewal increases—yet too many are scared to make the leap to a self-funded plan. We get it and help many groups make the transition every day! Once with Fox Everett, our groups realize greater control, increased data and transparency, and boutique level support. They get real results with proven strategies for more predictable outcomes

$150M+

in Annual Claims

80+

Years of Expertise

24,000+

Members

Smarter Approach to Benefits

You don’t have to be stuck with traditional carrier monopolized health plans!  It’s time to take control, and self-funding allow you to better manage your cash flow and plan design.  This method provides savings by avoiding costly premium taxes, escalating fixed costs and carrier profits.  Let our team help create smarter, clearer multi-year strategies that fit your financial goals, not the carriers’!

Turnkey Solutions that actually work

Fox Everett is more than just a claims paying TPA, we are a member of the HUB team and your Partner!  We make sure that you and your employees have an amazing and simplified experience.  Behind the scenes, we make sure that all of the data is flowing properly, claims are administered timely, cost containment measures are strictly adhered to and members receive proper communication.

Cost Containment Without Compromise

Fox Everett delivers smarter savings through strategic solutions that protect care quality. We combine data-driven tools such as HUBLens with pharmacy and utilization consulting, active medical management, and second opinion services. Our proprietary programs, including spousal incentive programs, value-based pricing, and captive markets, help reduce waste and control volatility. With access to reinsurance markets, direct provider contracting, and Medicare support through EnterMedicare, we contain costs while maintaining flexibility and plan integrity.

Built Around You

At Fox Everett, we know that every business is unique. That’s why our plans are tailored to your specific goals, risk profile, and workforce needs. Whether you prioritize employee satisfaction, budget efficiency, or both, we are here to help. As a boutique Third-Party Administrator (TPA) owned by HUB International, we offer personalized service and provide the resources you need to succeed.

Is your company a good fit for Self-Funding?

Many employers think they are too small for self-funding to be a good fit, however our Coverage Overview can help you know for sure.  One of our experts can review your plan and claims data and give provide valuable feedback.  This is a “No Obligations” service to help you better understand your future options.

Breaking Free from One-Size-Fits-All Plans

Wave farewell to unclear costs and inflexible plans. With Fox Everett, self-funding transforms into a straightforward and strategic approach.

More on Claims, Less on Fixed Costs

Transparent, Real-Time Data Insights

Custom Coverage with Employee Focus

Responsive, Human-First Support

Freedom from State Mandates

"From the very first call, I could tell Fox Everett wasn't just another TPA. They took the time to understand our challenges and walked us through every step of our transition to self-funding. Their team feels like an extension of ours—responsive, knowledgeable, and always willing to go the extra mile."

— Susan R., HR Director

"I’ve worked with several benefits administrators over the years, and Fox Everett stands out by a mile. Their personal touch, clear communication, and commitment to making the self-funded model work for us have been outstanding. It’s refreshing to work with a team that genuinely cares about our employees and bottom line."

— Darren M., CFO

"We were nervous about moving to a self-funded plan, but Fox Everett made it feel easy. Their customer service is second to none, as our calls are answered timely, questions are explained thoroughly, and they even helped train our internal staff. We’re not just a number to them."

— Lindsay K., Benefits Manager

"What I appreciate most about Fox Everett is how hands-on they are. When issues arise, I don’t get passed around—I get answers. Their team has helped us build a smarter, more flexible plan for our employees, and they make it personal every time."

— James T., CEO

Partner with Us

When you choose Fox Everett, you’re choosing a partner that brings decades of expertise, advanced resources, and a passion for delivering real results. We welcome the opportunity to work collaboratively, creating benefit plans that empower your people and your bottom line.Your next step toward excellence starts here. Contact Fox Everett today to learn how we can transform your insurance and benefits strategy with smarter, more effective solutions.

Real Savings, Not Just Promises

Last year alone, Fox Everett helped our clients save nearly 75% on facility claims through reference-based pricing and high-performance networks.  Our deep understanding of pharmacy rebates, specialty drugs and medical case management has saved our clients millions of dollars every quarter.  These are hard dollar savings that were otherwise trapped in their traditional premium.

Stuck in a Plan That’s Not Working?

Let’s change that. If your renewals keep rising and you’re uncertain about your next steps, a 30-minute Discovery Call could be your solution.
We’ll evaluate your current setup, discuss your challenges, and outline a path toward improved coverage and genuine cost control.

Discover Opportunities with a Comprehensive Coverage Review

Is your benefits plan providing maximum value? A personalized review can uncover gaps, inefficiencies, and opportunities for improvement. At Fox Everett, we ensure your plan aligns with your goals while remaining cost-effective.